Have you ever found yourself at the end of the month looking at your bank account and wondering where your last paycheck went? For me that was normal, almost every month I looked at the balance of my bank account and wondered how the hell I managed to spend almost everything I have earned, even … Continue reading How to start tracking daily expenses
There are too many people that risk a large portion of their wealth to start trading on the stock market, without even having a clue of what trading is about and what are the risks related to it. This happens usually because they may have seen it advertised and promoted as an easy way to … Continue reading We Should Leave Trading to the Professionals
Nowadays, we are living in an exceptional period for those who want to work toward financial independence and financial success. I know, today everybody in the personal finance environment talks about things like financial independence, early retirement, and passive income, some by providing useful and interesting tips, and others by telling fairy tales about the … Continue reading We Need to Change Our Approach to Work and Life
When the first steps are taken in the world of investments and stock analysis is not uncommon to find, in articles, websites or manuals, measures and ratios that are not intuitive or easy to understand at first glance. However, they are a very important subject to understand in-depth, because they say a lot about the … Continue reading Three Simple Ratios for Stock Analysis
When investing with a long-term horizon is important to make sure that our Portfolio is in the best possible position to better address future uncertainties and difficulties, as much as to take advantage of future possible opportunities. To help us do this we can rely on Ray Dalio’s All-Weather Portfolio, a diversified asset mix first … Continue reading Use the All-Weather Portfolio to invest for the long-term
Introduction In finance, bonds are instruments of indebtedness of an issuer to the holders, under which the issuer owes the holders a debt and an interest (the coupon) or to repay the principal at a later date (maturity date). In other words, a bond is a form of loan where two entities act: the creditor … Continue reading The Bond Market
Since the creation of the first stock exchange and financial markets, financial operators have developed many different approaches to investing, based on principles or ideas that most of the time proved to be not very reliable and effective. However, a few of these approaches and strategies proved themselves to be not only interesting but also … Continue reading What Is Value Investing?
Introduction As we have seen by analyzing the law of demand and supply, it is very important to understand how demand and supply behave with respect to one another and with respect to the economic environment. In this case, we will analyze how asset demand is determined. In the first place, it is important to … Continue reading How is asset demand determined?
Introduction The Financial Markets allow people, companies, and other organizations, to transfer funds from those who have an excess of available funds to those who have a shortage. They are a crucial component to ensure that the economy of a country is solid and they are also often one of the key factors to ensure … Continue reading The Financial Markets
On January 21, the billionaire founder of the hedge fund “Bridgewater Associates” Ray Dalio, in an interview on the sidelines of the World Economic Forum in Davos, Switzerland said that in the current financial and economic environment cash is trash. https://www.youtube.com/watch?v=tZyWVxGXPHo&feature=emb_title Ray Dalio is one of the greatest hedge fund managers of all time, born … Continue reading Why Ray Dalio Says “Cash is Trash”